The Funding Guy™ commercial real estate loans are designed to help investors move quickly on the purchase, refinance, and/or rehab of a warehouse, apartment complex, or other investment properties.

Since 1999, The Funding Guy has revolutionized the Small Balance Commercial Real Estate loan market $500,000 - $5,000,000 delivering over $1 Billion to small and emerging real estate investors.

Our sole existence is offering common-sense funding to real estate investors – who’d ordinarily be ignored by community and regional banks.

Stated Doc

Big banks ignoring your funding pleas because your tax returns show excessive write-offs?

Guess what?  We don’t care what your tax returns show. In fact, we don’t even require them to approve your mixed-use, multifamily, or office buildings properties.

• Pre-Approvals in 24 hours
• Up to 75% LTV – purchase or cash out refinance
• Accepting Credit Scores as low as 550

Mezzanine

Akin to a second mortgage - Mezzanine financing is a hybrid of Debt and Equity funding.

You bid on a beautiful 8-unit complex, for 1,500,000.  Your local community bank is open to lending you $1,000,000. You grab $200,000 from your saving, yet you’re still short $300,000 from closing on a property that is worth $3,000,000. Mezzanine financing may be just what the doctor ordered.    The $300,000 we deliver will come as a junior lien position on the real estate.

• Funding $500,000 - $5,000,000
• A 12% to 20% return on said funds when the property is rehabbed, refinanced, or sold in 6 to 24 months
• Ownership interest in borrowing entity is often required

New Construction

Are you an experienced developer or investor who has been searching high and low for funding to construct between 2 to 20 units?

Our new construction funding for investors is a game changer!

• $250,000 to $2,500,000 (Investor Only)
• Funding up to 95% of cost with multiple draws
• Land advances available up to 75% of land value
• Lot financing can be included, if lots are in build-ready condition

Bridge Lending

Buying a deeply discounted plaza, hotel, or mixed-use complex that is vacant, or requires major renovation?  You’ll be glad to know that, unlike most banks who only seek stabilized properties, we actively finance “storied” properties that demonstrate a viable exit strategy within 12 months.

• $500,000 to $5,000,000 (Rates 9% – 12%)
• Repositioning or "value-add" properties
• Rehabilitation / Redevelopment / Partner or Lender buyout

Commercial Fix And Flip

If you’re tired of leaving money on the table, by that I mean bypassing lucrative value-added Apartment, Office Building and Warehouse transactions that skate by on a weekly basis because you lack the financing to Fix or simply Flip, I’d like to let you know the dream is entirely realizable through our pool of funding.

• Funding $500,000 - $5,000,000 (Rates 9% to 12% interest only)
• Up to 100% of purchase price + Up to 100% of renovation
• Total funding not to exceed 65% of After Repair Value

Required Documents

• Purchase Contract
• Estimated Rehab Cost( if a fix and flip )
• 3 Comps / showing After Repair Value / Stabilized Value
• A brief bio of your investing expertise
• Type of Commercial Real Estate
• Rental Roll
• Exit Strategy
• Color photos of the subject property